FEES

recv vs BitPay: Fixed Subscription vs Percentage Fees

Compare recv subscription pricing and direct settlement with BitPay using current official pricing and settlement documentation.

Criterion
BitPay
recv
01

Cost Structure

BitPay

Transaction and settlement pricing follows BitPay's current published terms.

recv

Fixed monthly subscription. Zero percentage fees. Costs are completely decoupled from your transaction volume.

02

Settlement Speed

BitPay

Settlement methods and timing follow the merchant's BitPay configuration and current terms.

recv

Atomic on-chain settlement. Funds arrive in your wallet on the same block as the customer payment.

03

Developer Experience

BitPay

Enterprise-focused API with strict compliance requirements, KYB processes, and limited API-only access tiers.

recv

API access, signed webhooks, and programmatic invoice controls; merchants remain responsible for applicable compliance requirements.

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