SETTLEMENT

recv vs CoinGate: Direct Payouts vs Conversion-First Model

CoinGate converts crypto to fiat before settlement. recv delivers the exact crypto asset your customer paid — directly to your wallet, with zero conversion slippage.

Criterion
CoinGate
recv
01

Settlement Asset

CoinGate

CoinGate defaults to fiat conversion, introducing FX risk and additional processing steps before you receive funds.

recv

Native crypto settlement. You receive exactly what was paid — USDT stays USDT, TON stays TON, in your wallet.

02

Commission

CoinGate

1% transaction fee plus spread on conversion. True cost can exceed 2% when conversion rates are included.

recv

0% commission on transactions. Only a flat monthly subscription regardless of how much you process.

03

Customization

CoinGate

Standard hosted checkout pages. Limited control over payment UI, branding, and customer flow.

recv

Full API access, hosted checkout with your branding, or raw webhook-driven flows — your choice at every step.

Ready to upgrade your infrastructure?

Join forward-thinking companies that choose recv for secure, non-custodial processing.