01
Control of Funds
Custodial Gateways
Third-party custody. Risk of frozen accounts, withdrawal delays, and platform insolvency.
recv
100% Non-custodial. Funds flow directly to your wallet. We never touch or hold your money.
SOVEREIGNTY
recv vs Custodial Gateways: Non-Custodial Advantage
Compare recv's direct-to-wallet infrastructure and subscription pricing with custodial payment processors.
Criterion
Custodial Gateways
recv
02
Fee Structure
Custodial Gateways
Pricing may include percentage-based, settlement, or conversion charges; current terms must be checked with the provider.
recv
Fixed subscription. Zero turnover fees. Predictable costs regardless of your volume.
03
Compliance & Privacy
Custodial Gateways
Strict KYC/KYB requirements and data sharing. Dependency on third-party policy changes.
recv
Privacy-first infrastructure. You maintain your own relationships with your users.
FAQ
Frequently asked questions
Is recv non-custodial?
Yes. Payments settle directly to merchant-controlled wallets and recv never holds your funds. There is no platform balance to freeze, delay, or lose in a breach — unlike custodial gateways.
How do recv's fees compare to custodial gateways?
Custodial gateways may use percentage-based or settlement pricing. recv uses a fixed subscription with zero turnover fees, so its platform cost does not increase with payment volume.
Does recv require KYC like custodial processors?
recv is privacy-first infrastructure: you keep your own relationship with your customers and your funds, instead of depending on a third party's KYC policy and withdrawal rules.
Ready to upgrade your infrastructure?
Join forward-thinking companies that choose recv for secure, non-custodial processing.